If you and your spouse are Medicare eligible and enroll in one of the new Medicare Advantage plans, you will each have a separate annual out-of-pocket maximum. This means that amounts you pay out of pocket for your care will only count toward your annual out-of-pocket maximum and not your spouse鈥檚. Similarly, amounts you pay out-of-pocket for your spouse鈥檚 care will only count toward your spouse鈥檚 annual of-of-pocket maximum. CMS does not allow out-of-pocket maximums to coordinate for a family in Medicare Advantage plans.
Reviewed 2024-04-25
